Effective date: August 5, 2026
Who we are. CentSheet (centsheet.com), an independent personal-finance publication operated by Vinoth Kanna. Contact: contact@centsheet.com.
What we collect
Contact form: the name, email address, and message you submit — used only to respond to you.
Analytics: aggregated usage data (pages viewed, approximate location, device type) via Google tools (Google Site Kit / Google Analytics), used to understand what content helps readers.
Advertising: this site displays ads served by Google AdSense. Google and its partners use cookies to serve ads based on your visits to this and other sites. You can opt out of personalized advertising at Google Ads Settings and learn more at How Google uses information from sites that use its services.
Cookies
We use cookies for analytics and advertising as described above. Your browser can block or delete cookies; the site works without them.
Your rights
Depending on where you live (including under the GDPR and the California Consumer Privacy Act), you may have rights to access, correct, or delete personal information we hold, and to opt out of certain data sharing. To exercise any of these, email contact@centsheet.com. California residents: we do not sell your personal information as “sale” is defined in the CCPA.
Data retention
Contact messages are kept only as long as needed to handle them.
Changes
We’ll update this page when practices change and revise the effective date above.
Email newsletter
If you separately request this site’s email newsletter, we collect your email address, the page where you subscribed, the request and confirmation times, and the consent version you accepted. We send a confirmation link first and subscribe the address only after that link is used.
Resend processes the address and sends the confirmation and newsletter on our behalf. We keep a local consent record while the subscription is active and as reasonably necessary to document your request. We do not buy or sell newsletter addresses, and we do not add them to another site’s list without a separate request.
You can unsubscribe from future email using the link in any newsletter or contact us to request access, correction, or deletion. Unsubscribing does not require creating an account.