Budgeting

Most budget "surprises" aren't surprises. Car insurance comes due every six months, on a date printed on the policy. December happens every year. Cars need tires on a schedule you can roughly predict. …

Continue Reading about Sinking Funds: The Budgeting Tool That Kills “Surprise” Expenses →

The 50/30/20 rule — 50% of take-home pay to needs, 30% to wants, 20% to savings — is the most-repeated budgeting advice in America, popularized by Senator Elizabeth Warren back when she was a …

Continue Reading about The 50/30/20 Budget, Stress-Tested at Four Incomes (It Breaks at Two of Them) →